Here2Win Casino · Pragmatic Play · New Zealand
Tree of Riches pokie on Fern Spins
Kiwi players can open the session page for Tree of Riches pokie apart from this catalogue.
Fern Spins records Tree of Riches for New Zealand: Pragmatic Play, high-volatility, published RTP 96.45%. Kiwi players continue at Here2Win Casino, stake in NZ$. The figure is the long sample.
More from Pragmatic Play
Tree of Riches vs Pragmatic Play average & peer pokie comparison
Compared against direct studio and mechanic peers, Tree of Riches (96.45%) benchmarks directly against Thunder vs Underworld (98.04%, Pragmatic Play) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Tree of Riches | Volatility | Grid |
|---|---|---|---|---|---|
| Tree of Riches (this card) | Pragmatic Play | 96.45% | — | high | 5×3 / 5×4 HTML5 video grid |
| Thunder vs Underworld 98.04% RTP high pokie · Highest RTP in Pragmatic Play vs Tree of Riches | Pragmatic Play | 98.04% | +1.59% | high | 5×3 / 5×4 HTML5 video grid |
| Irish Charms 96.96% RTP low-to-medium pokie · Lower-volatility studio alternative vs Tree of Riches | Pragmatic Play | 96.96% | +0.51% | low-to-medium | 5×3 / 5×4 HTML5 video grid |
| MoonStone 98.50% RTP medium-to-high pokie · Same mechanic (Bonus Rounds) vs Tree of Riches | SmartSoft | 98.50% | +2.05% | medium-to-high | 5×3 / 5×4 HTML5 video grid |
| Daruma Impact 98.32% RTP very-high pokie · Same theme (Asian) vs Tree of Riches | Habanero | 98.32% | +1.87% | very-high | 5×3 / 5×4 HTML5 video grid |
- Alongside Tree of Riches (96.45%), review the Thunder vs Underworld 98.04% Pragmatic Play pokie card available at Here2Win Casino.
- Alongside Tree of Riches (96.45%), review the Irish Charms 96.96% Pragmatic Play pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 868 other Pragmatic Play pokies are grouped with Tree of Riches, and they are played at Here2Win Casino.
Fern Spins files this card under Asian, the same theme as 7 Lucky Gods.
Published figures & technical specs
- Studio
- Pragmatic Play (868 in this catalogue)
- Published RTP
- 96.45%
- RTP band
- 96% to 96.5%
- Volatility
- high
- Hit ratio
- 10.00%
- Features
- Bonus Rounds
- House edge
- 3.55%
- Vs studio avg RTP
- +0.10% vs 96.35% avg (#370/580)
- Spins per hit
- ~1 in 10.0 spins
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- Gaming Laboratories International (GLI), Quinel, Gaming Associates
- Studio licences
- MGA, UKGC, AGCO (Ontario), Gibraltar
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Tree of Riches RTP (96.45%), house edge & 500-spin session math
Tree of Riches by Pragmatic Play returns a published 96.45% RTP (3.55% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 250x–350x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This Pragmatic Play release stands at +0.10 percentage points against the 96.35% studio average across 580 RTP-published titles (rank #370 of 580). The high-volatility pokie lands a winning combination roughly once every 10.0 spins (10.0% hit frequency). Its 96.45% return profile pairs best with a 250x–350x stake reserve over 250 to 500 spins. Players launch Tree of Riches in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Tree of Riches (NZ$1/spin @ 96.45% RTP) | NZ$100 | NZ$96.45 | NZ$3.55 | ~10 (10.0%) |
| 250 spins on Tree of Riches (NZ$1/spin @ 96.45% RTP) | NZ$250 | NZ$241.13 | NZ$8.87 | ~25 (10.0%) |
| 500 spins on Tree of Riches (NZ$1/spin @ 96.45% RTP) | NZ$500 | NZ$482.25 | NZ$17.75 | ~50 (10.0%) |
Pros and cons
Pros
- Pragmatic Play is the studio on the card.
- The button remains on fernspins.co.nz and hands the pokie to Here2Win Casino.
- The published RTP 96.45% is printed as it came on the card.
- The pace is marked high-volatility.
Cons
- Fern Spins does not hold NZ$ and does not pay winners.
- If Here2Win Casino has an offer, its terms are shown there.
- A short NZ$ session can land far from the published RTP.
Studio
Pragmatic Play is the studio on the card. 868 of their pokies are in this New Zealand catalogue. Each one hands off through fernspins.co.nz to Here2Win Casino.
Tree of Riches technical specs, Pragmatic Play RNG audit & myth-busting rules
Tree of Riches is engineered by Pragmatic Play on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from Gaming Laboratories International (GLI), Quinel, Gaming Associates under MGA, UKGC, AGCO (Ontario), Gibraltar regulatory frameworks.
Pragmatic Play (Veridian (Gibraltar) Ltd) is an iGaming studio founded in 2015 and headquartered in Gibraltar & Malta. Its random number generators (RNG) and math sheets are audited by Gaming Laboratories International (GLI), Quinel, Gaming Associates and certified across MGA, UKGC, AGCO (Ontario), Gibraltar. Studio RTP policy: Configurable RTP profiles (default ~96.50%, with certified 95.50% and 94.50% operator builds).
In the Fern Spins catalogue, Pragmatic Play accounts for 868 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 580 titles with a published return, the studio averages 96.35% RTP (spanning 91.93% to 98.04%, with 313 pokies at 96.5% or above). Signature studio mechanics include Tumble reels, Pay Anywhere scatter multipliers, Hold & Spin, Money Collect.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Tree of Riches is from Pragmatic Play. You play it at Here2Win Casino. The stake shows in NZ$.
Across New Zealand the reel strip does not change by city. Fern Spins writes the facts once, on this URL.
Read the card before you fund a session. Tree of Riches is from Pragmatic Play. Here2Win Casino is where the pokie runs, in NZ$.
The Pragmatic Play page names 5 Lions Megaways 2 and, further down, 888 Gold.
How to play Tree of Riches at Here2Win Casino: 7-step session protocol
- Check the verified Tree of Riches return (96.45%) and Pragmatic Play 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 250x–350x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Tree of Riches using the Pragmatic Play studio filter or instant search bar.
- Launch Tree of Riches and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Can Kiwi players open Tree of Riches at Here2Win Casino?
Here2Win Casino plays it. Fern Spins is the New Zealand catalogue. The button leaves via fernspins.co.nz and opens Tree of Riches at Here2Win Casino, stake in NZ$.
Is the RTP of Tree of Riches 96.45%?
The card publishes 96.45% for Tree of Riches. Across a huge number of spins that is the studio figure. One evening in Dunedin is not that sample.
What volatility is listed for Tree of Riches?
The label is high-volatility. It describes the spread, not a timetable for the feature.
Who built this pokie?
Pragmatic Play. Other Pragmatic Play pokies for New Zealand are grouped on the provider page.
Does this site take POLi?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Can Kiwi players open Tree of Riches on a phone?
Fern Spins does not publish a separate app. Players in Dunedin use the page, then the casino.
Is the stake in NZ$?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Can I play Tree of Riches on this page?
No. The page does not run the reels. The button opens Tree of Riches at Here2Win Casino. A practice mode, if the casino offers one, is there.
Where is the rating for this pokie?
Tree of Riches is not placed above or below the rest of the New Zealand list.
Does the pokie remember the last session?
Do not wait out a feature. The pokie is not running late.
Who is Tree of Riches for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Tree of Riches?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Pragmatic Play pokies are on this site?
868. They are grouped on the provider page. Tree of Riches is a single title in that group, played at Here2Win Casino.
Does Dunedin change the pokie?
No. The same Tree of Riches card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Tree of Riches?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Tree of Riches a pub pokie?
No. It is an online pokie from Pragmatic Play, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Tree of Riches will not tap you on the shoulder.
What does the hit ratio of Tree of Riches tell me?
How often a spin returns something, not how much, and not when. It is a different number from the RTP. Fern Spins prints it only because the card includes it.
What are the pros and cons on the Tree of Riches page?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Fern Spins is not the cashier.
What do I read first on Tree of Riches?
Yes. That short answer is the preview, and it should match the fact list: Pragmatic Play, and 96.45% only when you are on a card that has an RTP. Pros and cons come after, in plainer lines.
How do I open the right Tree of Riches?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different Pragmatic Play title.
How many reels and paylines does Tree of Riches have?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
What features does the Tree of Riches card list?
The labels are Bonus Rounds. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Plain version for Fern Spins: limit, spin, stop. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. A catalogue cannot close it for you.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Who it suits
A high-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title from the same studio.
The high volatility list is the shelf for a high pace rank, and this card has one.
Filed under
Categories Video Slots
Features Bonus Rounds
Playing this pokie
Search the lobby for Tree of Riches, the full title on this card. A shorter search can load a different Pragmatic Play title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. fernspins.co.nz does not host the reels.
Feature labels on this card: Bonus Rounds. Fern Spins does not add a jackpot figure or a bonus amount on top of those names.
The hit ratio printed for Tree of Riches is 10.00%. That is a studio sample of how often a spin returns something.