
Here2Win Casino · PGSoft · New Zealand
Tree of Fortune card on Fern Spins
Kiwi players can open the session page for Tree of Fortune pokie apart from this catalogue.
On Fern Spins, Kiwi players get Tree of Fortune as the PGSoft pokie, with medium volatility and a published RTP of 95.01%. Play continues at Here2Win Casino and the stake is in NZ$. The RTP is the long sample, not the result of a session that starts in Dunedin.
Tree of Fortune vs PGSoft average & peer pokie comparison
Compared against direct studio and mechanic peers, Tree of Fortune (95.01%) benchmarks directly against Flirting Scholar (97.44%, PGSoft) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Tree of Fortune | Volatility | Grid |
|---|---|---|---|---|---|
| Tree of Fortune (this card) | PGSoft | 95.01% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Flirting Scholar 97.44% RTP medium pokie · Highest RTP in PGSoft vs Tree of Fortune | PGSoft | 97.44% | +2.43% | medium | 5×3 / 5×4 HTML5 video grid |
| Honey Trap of Diao Chan 96.96% RTP high pokie · Higher-volatility studio alternative vs Tree of Fortune | PGSoft | 96.96% | +1.95% | high | 5×3 / 5×4 HTML5 video grid |
| MoonStone 98.50% RTP medium-to-high pokie · Same mechanic (Bonus Rounds) vs Tree of Fortune | SmartSoft | 98.50% | +3.49% | medium-to-high | 5×3 / 5×4 HTML5 video grid |
| Quest to the West 97.53% RTP medium pokie · Same theme (Oriental) vs Tree of Fortune | Betsoft | 97.53% | +2.52% | medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Tree of Fortune (95.01%), review the Flirting Scholar 97.44% PGSoft pokie card available at Here2Win Casino.
- Alongside Tree of Fortune (95.01%), review the Honey Trap of Diao Chan 96.96% PGSoft pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 146 other PGSoft pokies are grouped with Tree of Fortune, and they are played at Here2Win Casino.
A second PGSoft pokie from this list is CaiShen Wins.
Published figures & technical specs
- Studio
- PGSoft (146 in this catalogue)
- Published RTP
- 95.01%
- RTP band
- under 96%
- Volatility
- medium
- Hit ratio
- 49.86%
- Features
- Bonus Rounds
- House edge
- 4.99%
- Vs studio avg RTP
- -1.60% vs 96.61% avg (#143/146)
- Spins per hit
- ~1 in 2.0 spins
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- Independent RNG & math verification (GLI / iTech Labs / BMM Testlabs standards)
- Studio licences
- Certified RNG for regulated international casino markets
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Tree of Fortune RTP (95.01%), house edge & 500-spin session math
Tree of Fortune by PGSoft returns a published 95.01% RTP (4.99% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 150x–200x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This PGSoft release stands at -1.60 percentage points against the 96.61% studio average across 146 RTP-published titles (rank #143 of 146). The medium-volatility pokie lands a winning combination roughly once every 2.0 spins (49.9% hit frequency). Its 95.01% math model requires a 150x–200x unit-stake buffer to absorb standard variance swings. Players launch Tree of Fortune in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Tree of Fortune (NZ$1/spin @ 95.01% RTP) | NZ$100 | NZ$95.01 | NZ$4.99 | ~50 (49.9%) |
| 250 spins on Tree of Fortune (NZ$1/spin @ 95.01% RTP) | NZ$250 | NZ$237.53 | NZ$12.47 | ~125 (49.9%) |
| 500 spins on Tree of Fortune (NZ$1/spin @ 95.01% RTP) | NZ$500 | NZ$475.05 | NZ$24.95 | ~249 (49.9%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made Tree of Fortune.
- The stake for Kiwi players is in NZ$.
- The published RTP 95.01% is printed as it came on the card.
- medium-volatility is visible before you set an NZ$ stake.
Cons
- The account is at Here2Win Casino.
- No bonus number is made up on this page.
Studio
If the only question was who built Tree of Fortune, the answer is PGSoft. Fern Spins does not localise the studio name.
Tree of Fortune technical specs, PGSoft RNG audit & myth-busting rules
Tree of Fortune is engineered by PGSoft on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from Independent RNG & math verification (GLI / iTech Labs / BMM Testlabs standards) under Certified RNG for regulated international casino markets regulatory frameworks.
PGSoft (PGSoft Studio) is an iGaming studio headquartered in International iGaming Studio. Its random number generators (RNG) and math sheets are audited by Independent RNG & math verification (GLI / iTech Labs / BMM Testlabs standards) and certified across Certified RNG for regulated international casino markets. Studio RTP policy: Published per-title theoretical RTP where provided on the studio sheet.
In the Fern Spins catalogue, PGSoft accounts for 146 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 146 titles with a published return, the studio averages 96.61% RTP (spanning 94.14% to 97.44%, with 124 pokies at 96.5% or above). Signature studio mechanics include HTML5 video slot math, mobile-first reel layouts, and bonus feature triggers.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Tree of Fortune is from PGSoft. You play it at Here2Win Casino. The stake shows in NZ$.
Across New Zealand the reel strip does not change by city. Fern Spins writes the facts once, on this URL.
The preview under the title is there so a snippet and the page say the same thing. If the list above has a gap, the preview keeps the gap.
How to play Tree of Fortune at Here2Win Casino: 7-step session protocol
- Check the verified Tree of Fortune return (95.01%) and PGSoft 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Tree of Fortune using the PGSoft studio filter or instant search bar.
- Launch Tree of Fortune and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Can Kiwi players open Tree of Fortune at Here2Win Casino?
Here2Win Casino plays it. Fern Spins is the New Zealand catalogue. The button leaves via fernspins.co.nz and opens Tree of Fortune at Here2Win Casino, stake in NZ$.
Is the RTP of Tree of Fortune 95.01%?
Fern Spins repeats 95.01% and does not round it to look tidier.
What volatility is listed for Tree of Fortune?
The label is medium-volatility. It describes the spread, not a timetable for the feature.
Who built this pokie?
PGSoft. Other PGSoft pokies for New Zealand are grouped on the provider page.
Where do I deposit NZ$?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Can Kiwi players open Tree of Fortune on a phone?
Yes. The button on fernspins.co.nz is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
Is the stake in NZ$?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Can I play Tree of Fortune on this page?
The card is for reading. The session is not hosted on fernspins.co.nz.
Where is the rating for this pokie?
Tree of Fortune is not placed above or below the rest of the New Zealand list.
Does the pokie remember the last session?
No. Tree of Fortune does not keep your last evening, in Dunedin or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Tree of Fortune for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Tree of Fortune?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many PGSoft pokies are on this site?
146. They are grouped on the provider page. Tree of Fortune is a single title in that group, played at Here2Win Casino.
Does Dunedin change the pokie?
No. The same Tree of Fortune card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Tree of Fortune?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Tree of Fortune a pub pokie?
No. It is an online pokie from PGSoft, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Tree of Fortune will not tap you on the shoulder.
What does the hit ratio of Tree of Fortune tell me?
How often a spin returns something, not how much, and not when. It is a different number from the RTP. Fern Spins prints it only because the card includes it.
What are the pros and cons on the Tree of Fortune page?
It is not a rating of Tree of Fortune. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
Is the text under the title the preview?
Yes. That short answer is the preview, and it should match the fact list: PGSoft, and 95.01% only when you are on a card that has an RTP. Pros and cons come after, in plainer lines.
Will a shorter name still open Tree of Fortune?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different PGSoft title.
What is the maximum win on Tree of Fortune?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
What features does the Tree of Fortune card list?
The labels are Bonus Rounds. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Tree of Fortune does not become likelier because the page is short. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. Close Tree of Fortune on time.
GameArt is the studio behind Ancient Gong, another Oriental title.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Who it suits
A medium-volatility pokie is a middle pace. Fern Spins files Tree of Fortune as an ordinary session at Here2Win Casino for New Zealand, not as a method.
Filed under
Categories Video Slots
Themes Oriental
Features Bonus Rounds
Playing this pokie
Open the full name Tree of Fortune in the Here2Win Casino lobby. This page is only the Tree of Fortune card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Tree of Fortune is tagged Bonus Rounds. Those words are the only feature facts on the card.
The hit ratio printed for Tree of Fortune is 49.86%. It is not a timetable for the next session.









