Here2Win Casino · Hacksaw Gaming · New Zealand
Rat Riches card on Fern Spins
Kiwi players can open the session page for Rat Riches pokie apart from this catalogue.
On Fern Spins, Kiwi players get Rat Riches as the Hacksaw Gaming pokie, with high volatility and a published RTP of 92.04%. Play continues at Here2Win Casino and the stake is in NZ$. The RTP is the long sample, not the result of a session that starts in Queenstown.
More from Hacksaw Gaming
Rat Riches vs Hacksaw Gaming average & peer pokie comparison
Compared against direct studio and mechanic peers, Rat Riches (92.04%) benchmarks directly against Joker Bombs (96.48%, Hacksaw Gaming) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Rat Riches | Volatility | Grid |
|---|---|---|---|---|---|
| Rat Riches (this card) | Hacksaw Gaming | 92.04% | — | high | 5×3 / 5×4 HTML5 video grid |
| Joker Bombs 96.48% RTP medium pokie · Highest RTP in Hacksaw Gaming vs Rat Riches | Hacksaw Gaming | 96.48% | +4.44% | medium | 5×3 / 5×4 HTML5 video grid |
| MoonStone 98.50% RTP medium-to-high pokie · Same mechanic (Bonus Buy) vs Rat Riches | SmartSoft | 98.50% | +6.46% | medium-to-high | 5×3 / 5×4 HTML5 video grid |
- Alongside Rat Riches (92.04%), review the Joker Bombs 96.48% Hacksaw Gaming pokie card available at Here2Win Casino.
- Alongside Rat Riches (92.04%), review the MoonStone 98.50% SmartSoft pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 211 other Hacksaw Gaming pokies are grouped with Rat Riches, and they are played at Here2Win Casino.
Published figures & technical specs
- Studio
- Hacksaw Gaming (211 in this catalogue)
- Published RTP
- 92.04%
- RTP band
- under 96%
- Volatility
- high
- Features
- Bonus Buy and Multiplier Wilds
- House edge
- 7.96%
- Vs studio avg RTP
- -3.44% vs 95.48% avg (#86/93)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- eCOGRA, GLI
- Studio licences
- MGA, UKGC, AGCO (Ontario), Spelinspektionen, Isle of Man
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
That pace figure is what the high volatility list selects on.
Rat Riches RTP (92.04%), house edge & 500-spin session math
Rat Riches by Hacksaw Gaming returns a published 92.04% RTP (7.96% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 250x–350x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This Hacksaw Gaming release stands at -3.44 percentage points against the 95.48% studio average across 93 RTP-published titles (rank #86 of 93). The high-volatility pokie distributes payouts according to its certified reel weightings. Its 92.04% return profile pairs best with a 250x–350x stake reserve over 250 to 500 spins. Players launch Rat Riches in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Rat Riches (NZ$1/spin @ 92.04% RTP) | NZ$100 | NZ$92.04 | NZ$7.96 | ~21–26 |
| 250 spins on Rat Riches (NZ$1/spin @ 92.04% RTP) | NZ$250 | NZ$230.10 | NZ$19.90 | ~53–65 |
| 500 spins on Rat Riches (NZ$1/spin @ 92.04% RTP) | NZ$500 | NZ$460.20 | NZ$39.80 | ~105–130 |
Pros and cons
Pros
- Hacksaw Gaming is the studio on the card.
- The button remains on fernspins.co.nz and hands the pokie to Here2Win Casino.
- The published RTP 92.04% is printed as it came on the card.
- The pace is marked high-volatility.
Cons
- The account is at Here2Win Casino.
- No bonus number is made up on this page.
- The page will not invent how often a spin returns something.
- high-volatility means the balance tends to jump.
Studio
If the only question was who built Rat Riches, the answer is Hacksaw Gaming. Here2Win Casino does not either.
Rat Riches technical specs, Hacksaw Gaming RNG audit & myth-busting rules
Rat Riches is engineered by Hacksaw Gaming on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from eCOGRA, GLI under MGA, UKGC, AGCO (Ontario), Spelinspektionen, Isle of Man regulatory frameworks.
Hacksaw Gaming (Hacksaw AB) is an iGaming studio founded in 2018 and headquartered in Sliema, Malta & Stockholm, Sweden. Its random number generators (RNG) and math sheets are audited by eCOGRA, GLI and certified across MGA, UKGC, AGCO (Ontario), Spelinspektionen, Isle of Man. Studio RTP policy: Configurable RTP profiles (default ~96.25%–96.38%, plus 94.30% / 92.30% certified tiers).
In the Fern Spins catalogue, Hacksaw Gaming accounts for 211 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 93 titles with a published return, the studio averages 95.48% RTP (spanning 92.00% to 96.48%, with 0 pokies at 96.5% or above). Signature studio mechanics include DuelReels (VS Multiplier Wilds), EchoSpins, Roaming Multiplier Wilds, Feature Buy.
Bonus Buy: Bonus Buy (Feature Buy) allows direct entry into the main bonus round for a fixed multiple of the base stake where permitted by jurisdiction.
Multiplier Wilds: Multiplier Wilds substitute for regular pay symbols while multiplying the payout of any line or way they help complete.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Rat Riches is from Hacksaw Gaming. You play it at Here2Win Casino. The stake shows in NZ$.
The answer at the top of the page is the same fact as the list underneath: Rat Riches, Hacksaw Gaming, New Zealand, Here2Win Casino. This page does not.
The answer block at the top is the same fact, written out so a search snippet has a full sentence. Rat Riches, Hacksaw Gaming, New Zealand, Here2Win Casino.
Aztec Twist sits on the same Hacksaw Gaming page.
How to play Rat Riches at Here2Win Casino: 7-step session protocol
- Check the verified Rat Riches return (92.04%) and Hacksaw Gaming 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 250x–350x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Rat Riches using the Hacksaw Gaming studio filter or instant search bar.
- Launch Rat Riches and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Can Kiwi players open Rat Riches at Here2Win Casino?
Yes, Rat Riches is on this New Zealand list. The session is not hosted on fernspins.co.nz.
Is the RTP of Rat Riches 92.04%?
The card publishes 92.04% for Rat Riches. Across a huge number of spins that is the studio figure. One evening in Queenstown is not that sample.
What volatility is listed for Rat Riches?
The label is high-volatility. It describes the spread, not a timetable for the feature.
Which studio is Rat Riches from?
The studio on the card is Hacksaw Gaming. Fern Spins does not swap in a different name.
Does this site take POLi?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Does Rat Riches work on mobile in New Zealand?
Yes. The button on fernspins.co.nz is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
What currency is Rat Riches staked in?
NZ$ at Here2Win Casino. This catalogue does not print a minimum, because that figure lives inside the game, not on the card.
Is there a demo of Rat Riches on Fern Spins?
The card is for reading. The session is not hosted on fernspins.co.nz.
Where is the rating for this pokie?
There is no rating. A score would be an opinion Fern Spins refuses to invent. The useful lines are the studio, the RTP when it exists, and the volatility.
Does the pokie remember the last session?
No. Rat Riches does not keep your last evening, in Queenstown or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Rat Riches for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Rat Riches?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Hacksaw Gaming pokies are on this site?
211. They are grouped on the provider page. Rat Riches is a single title in that group, played at Here2Win Casino.
Does Queenstown change the pokie?
No. The same Rat Riches card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Rat Riches?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Rat Riches a pub pokie?
No. It is an online pokie from Hacksaw Gaming, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Rat Riches will not tap you on the shoulder.
Why list pros and cons for Rat Riches?
It is not a rating of Rat Riches. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
Is the text under the title the preview?
Read it as a card, not as a tip for Queenstown. The pokie does not know the city, and the page does not pretend it does.
Will a shorter name still open Rat Riches?
This page is only Rat Riches. The play button follows that name, not a shorter guess.
What is the maximum win on Rat Riches?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
Which feature labels are on Rat Riches?
Bonus Buy and Multiplier Wilds is the whole feature list for Rat Riches. Those words are not a price and not a description of the round.
How a session moves
Plain version for Fern Spins: limit, spin, stop. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. Close Rat Riches on time.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. fernspins.co.nz never asks for them. The page cannot take an NZ$ deposit.
Who it suits
A high-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title from the same studio.
Filed under
Features Bonus Buy Multiplier Wilds
Playing this pokie
Search the lobby for Rat Riches, the full title on this card. A shorter search can load a different Hacksaw Gaming title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Feature labels on this card: Bonus Buy and Multiplier Wilds. Fern Spins does not add a jackpot figure or a bonus amount on top of those names.