Here2Win Casino · Fazi · New Zealand
Multi Heart 5 card on Fern Spins
Kiwi players can open the session page for Multi Heart 5 pokie apart from this catalogue.
On Fern Spins, Kiwi players get Multi Heart 5 as the Fazi pokie, with medium volatility and a published RTP of 95.96%. Play continues at Here2Win Casino and the stake is in NZ$. The RTP is the long sample, not the result of a session that starts in Dunedin.
More from Fazi
Multi Heart 5 vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Multi Heart 5 (95.96%) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Multi Heart 5 | Volatility | Grid |
|---|---|---|---|---|---|
| Multi Heart 5 (this card) | Fazi | 95.96% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Multi Heart 5 | Fazi | 96.96% | +1.00% | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Multi Heart 5 | Fazi | 96.74% | +0.78% | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Multi Heart 5 | BGaming | 97.31% | +1.35% | medium | 5×3 / 5×4 HTML5 video grid |
| Cherry Cherry 97.13% RTP high pokie · Same theme (Classicstyle) vs Multi Heart 5 | Caleta Gaming | 97.13% | +1.17% | high | 5×3 / 5×4 HTML5 video grid |
- Alongside Multi Heart 5 (95.96%), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Multi Heart 5 (95.96%), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 429 other Fazi pokies are grouped with Multi Heart 5, and they are played at Here2Win Casino.
Fern Spins files this card under Fruits, the same theme as 3 Wild Jokers.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Published RTP
- 95.96%
- RTP band
- under 96%
- Volatility
- medium
- Features
- Gamble Feature and Jackpot
- House edge
- 4.04%
- Vs studio avg RTP
- -0.17% vs 96.13% avg (#282/357)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Multi Heart 5 RTP (95.96%), house edge & 500-spin session math
Multi Heart 5 by Fazi returns a published 95.96% RTP (4.04% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 150x–200x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This Fazi release stands at -0.17 percentage points against the 96.13% studio average across 357 RTP-published titles (rank #282 of 357). The medium-volatility pokie lands a winning combination roughly once every 6.8 spins (14.8% hit frequency). Its 95.96% math model requires a 150x–200x unit-stake buffer to absorb standard variance swings. Players launch Multi Heart 5 in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Multi Heart 5 (NZ$1/spin @ 95.96% RTP) | NZ$100 | NZ$95.96 | NZ$4.04 | ~15 (14.8%) |
| 250 spins on Multi Heart 5 (NZ$1/spin @ 95.96% RTP) | NZ$250 | NZ$239.90 | NZ$10.10 | ~37 (14.8%) |
| 500 spins on Multi Heart 5 (NZ$1/spin @ 95.96% RTP) | NZ$500 | NZ$479.80 | NZ$20.20 | ~74 (14.8%) |
Pros and cons
Pros
- Fazi is the studio on the card.
- The button remains on fernspins.co.nz and hands the pokie to Here2Win Casino.
- Fern Spins does not adjust 95.96%.
- The pace is marked medium-volatility.
Cons
- Fern Spins does not hold NZ$ and does not pay winners.
- No bonus number is made up on this page.
- The page will not invent how often a spin returns something.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. The provider page lists them.
40 Mega Flames sits on the same Fazi page.
Multi Heart 5 technical specs, Fazi RNG audit & myth-busting rules
Multi Heart 5 is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Fern Spins catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Multi Heart 5 is from Fazi. You play it at Here2Win Casino. The stake shows in NZ$.
Fern Spins keeps a New Zealand page for Multi Heart 5 rather than reusing the Australian sentences. Pokie, NZ$ and POLi are named here, in this order. Play still ends at Here2Win Casino.
Kiwi players open Multi Heart 5 at Here2Win Casino after reading it here. The studio is Fazi. Dunedin is not a setting inside the game.
How to play Multi Heart 5 at Here2Win Casino: 7-step session protocol
- Check the verified Multi Heart 5 return (95.96%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Multi Heart 5 using the Fazi studio filter or instant search bar.
- Launch Multi Heart 5 and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Is Multi Heart 5 on the New Zealand list?
Yes, Multi Heart 5 is on this New Zealand list. The session is not hosted on fernspins.co.nz.
What RTP does Multi Heart 5 publish?
Fern Spins repeats 95.96% and does not round it to look tidier.
What volatility is listed for Multi Heart 5?
medium-volatility. A medium-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title.
Who built this pokie?
The studio on the card is Fazi. Fern Spins does not swap in a different name.
Does this site take POLi?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Can Kiwi players open Multi Heart 5 on a phone?
Yes. The button on fernspins.co.nz is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
What currency is Multi Heart 5 staked in?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Is there a demo of Multi Heart 5 on Fern Spins?
The card is for reading. The session is not hosted on fernspins.co.nz.
Where is the rating for this pokie?
Multi Heart 5 is not placed above or below the rest of the New Zealand list.
Can Multi Heart 5 be due to pay?
No. Multi Heart 5 does not keep your last evening, in Dunedin or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Multi Heart 5 for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Multi Heart 5?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Multi Heart 5 is a single title in that group, played at Here2Win Casino.
Does Dunedin change the pokie?
No. The same Multi Heart 5 card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Multi Heart 5?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Multi Heart 5 a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Multi Heart 5 will not tap you on the shoulder.
What are the pros and cons on the Multi Heart 5 page?
It is not a rating of Multi Heart 5. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
Is the text under the title the preview?
Read it as a card, not as a tip for Dunedin. The pokie does not know the city, and the page does not pretend it does.
Will a shorter name still open Multi Heart 5?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different Fazi title.
How many reels and paylines does Multi Heart 5 have?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
What features does the Multi Heart 5 card list?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Multi Heart 5 does not become likelier because the page is short. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. A catalogue cannot close it for you.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. fernspins.co.nz never asks for them. The page cannot take an NZ$ deposit.
Who it suits
A medium-volatility pokie is a middle pace. Fern Spins files Multi Heart 5 as an ordinary session at Here2Win Casino for New Zealand, not as a method.
Filed under
Categories Video Slots
Themes Classicstyle Fruits
Features Gamble Feature Jackpot
Playing this pokie
Open the full name Multi Heart 5 in the Here2Win Casino lobby. A shorter search can load a different Fazi title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Feature labels on this card: Gamble Feature and Jackpot. Fern Spins does not add a jackpot figure or a bonus amount on top of those names.