Here2Win Casino · PGSoft · New Zealand
The Fern Spins page for Mermaid Riches
Kiwi players can open the session page for Mermaid Riches pokie apart from this catalogue.
On Fern Spins, Kiwi players get Mermaid Riches as the PGSoft pokie, with medium volatility and a published RTP of 96.71%. Play continues at Here2Win Casino and the stake is in NZ$. The RTP is the long sample, not the result of a session that starts in Queenstown.
More from PGSoft
Mermaid Riches vs PGSoft average & peer pokie comparison
Compared against direct studio and mechanic peers, Mermaid Riches (96.71%) benchmarks directly against Flirting Scholar (97.44%, PGSoft) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Mermaid Riches | Volatility | Grid |
|---|---|---|---|---|---|
| Mermaid Riches (this card) | PGSoft | 96.71% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Flirting Scholar 97.44% RTP medium pokie · Highest RTP in PGSoft vs Mermaid Riches | PGSoft | 97.44% | +0.73% | medium | 5×3 / 5×4 HTML5 video grid |
| Honey Trap of Diao Chan 96.96% RTP high pokie · Higher-volatility studio alternative vs Mermaid Riches | PGSoft | 96.96% | +0.25% | high | 5×3 / 5×4 HTML5 video grid |
| MoonStone 98.50% RTP medium-to-high pokie · Same mechanic (Bonus Rounds) vs Mermaid Riches | SmartSoft | 98.50% | +1.79% | medium-to-high | 5×3 / 5×4 HTML5 video grid |
| Magic Garden 10 98.90% RTP medium-to-high pokie · Same theme (Cardsymbols) vs Mermaid Riches | SmartSoft | 98.90% | +2.19% | medium-to-high | 5×3 / 5×4 HTML5 video grid |
- Alongside Mermaid Riches (96.71%), review the Flirting Scholar 97.44% PGSoft pokie card available at Here2Win Casino.
- Alongside Mermaid Riches (96.71%), review the Honey Trap of Diao Chan 96.96% PGSoft pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Mermaid Riches is a PGSoft pokie at Here2Win Casino for New Zealand. Fern Spins records the figures. The game opens at Here2Win Casino, stake in NZ$.
Published figures & technical specs
- Studio
- PGSoft (146 in this catalogue)
- Published RTP
- 96.71%
- RTP band
- 96.5% and above
- Volatility
- medium
- Hit ratio
- 28.44%
- Features
- Bonus Rounds
- House edge
- 3.29%
- Vs studio avg RTP
- +0.10% vs 96.61% avg (#101/146)
- Spins per hit
- ~1 in 3.5 spins
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- Independent RNG & math verification (GLI / iTech Labs / BMM Testlabs standards)
- Studio licences
- Certified RNG for regulated international casino markets
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Printed return is the only test for the high RTP list, and this one passes.
Mermaid Riches RTP (96.71%), house edge & 500-spin session math
Mermaid Riches by PGSoft returns a published 96.71% RTP (3.29% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 150x–200x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This PGSoft release stands at +0.10 percentage points against the 96.61% studio average across 146 RTP-published titles (rank #101 of 146). The medium-volatility pokie lands a winning combination roughly once every 3.5 spins (28.4% hit frequency). Its 96.71% return profile pairs best with a 150x–200x stake reserve over 250 to 500 spins. Players launch Mermaid Riches in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Mermaid Riches (NZ$1/spin @ 96.71% RTP) | NZ$100 | NZ$96.71 | NZ$3.29 | ~28 (28.4%) |
| 250 spins on Mermaid Riches (NZ$1/spin @ 96.71% RTP) | NZ$250 | NZ$241.78 | NZ$8.23 | ~71 (28.4%) |
| 500 spins on Mermaid Riches (NZ$1/spin @ 96.71% RTP) | NZ$500 | NZ$483.55 | NZ$16.45 | ~142 (28.4%) |
Pros and cons
Pros
- PGSoft is the studio on the card.
- The stake for Kiwi players is in NZ$.
- The published RTP 96.71% is printed as it came on the card.
- medium-volatility is visible before you set an NZ$ stake.
Cons
- Fern Spins does not hold NZ$ and does not pay winners.
- No bonus number is made up on this page.
Studio
If the only question was who built Mermaid Riches, the answer is PGSoft. Here2Win Casino does not either.
Fern Spins files Circus Delight and Cash Mania under PGSoft.
Mermaid Riches technical specs, PGSoft RNG audit & myth-busting rules
Mermaid Riches is engineered by PGSoft on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from Independent RNG & math verification (GLI / iTech Labs / BMM Testlabs standards) under Certified RNG for regulated international casino markets regulatory frameworks.
PGSoft (PGSoft Studio) is an iGaming studio headquartered in International iGaming Studio. Its random number generators (RNG) and math sheets are audited by Independent RNG & math verification (GLI / iTech Labs / BMM Testlabs standards) and certified across Certified RNG for regulated international casino markets. Studio RTP policy: Published per-title theoretical RTP where provided on the studio sheet.
In the Fern Spins catalogue, PGSoft accounts for 146 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 146 titles with a published return, the studio averages 96.61% RTP (spanning 94.14% to 97.44%, with 124 pokies at 96.5% or above). Signature studio mechanics include HTML5 video slot math, mobile-first reel layouts, and bonus feature triggers.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Mermaid Riches is from PGSoft. You play it at Here2Win Casino. The stake shows in NZ$.
The answer at the top of the page is the same fact as the list underneath: Mermaid Riches, PGSoft, New Zealand, Here2Win Casino. A snippet should not promise more than the card.
Do not stake NZ$ you need for the week. Mermaid Riches will not settle up because a feature feels late. Close it on time.
Open Fish and Andvari the Golden Fish is on that page.
How to play Mermaid Riches at Here2Win Casino: 7-step session protocol
- Check the verified Mermaid Riches return (96.71%) and PGSoft 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Mermaid Riches using the PGSoft studio filter or instant search bar.
- Launch Mermaid Riches and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Is Mermaid Riches on the New Zealand list?
Here2Win Casino plays it. Fern Spins is the New Zealand catalogue. The button leaves via fernspins.co.nz and opens Mermaid Riches at Here2Win Casino, stake in NZ$.
Is the RTP of Mermaid Riches 96.71%?
The card publishes 96.71% for Mermaid Riches. Across a huge number of spins that is the studio figure. One evening in Queenstown is not that sample.
How bumpy is Mermaid Riches?
The label is medium-volatility. It describes the spread, not a timetable for the feature.
Which studio is Mermaid Riches from?
The studio on the card is PGSoft. Fern Spins does not swap in a different name.
Does this site take POLi?
Deposit at Here2Win Casino after the button. POLi can be offered there. Fern Spins only names it so the page is clearly the New Zealand catalogue.
Can Kiwi players open Mermaid Riches on a phone?
Fern Spins does not publish a separate app. Players in Queenstown use the page, then the casino.
What currency is Mermaid Riches staked in?
NZ$ at Here2Win Casino. This catalogue does not print a minimum, because that figure lives inside the game, not on the card.
Is there a demo of Mermaid Riches on Fern Spins?
The card is for reading. The session is not hosted on fernspins.co.nz.
Where is the rating for this pokie?
There is no rating. A score would be an opinion Fern Spins refuses to invent. The useful lines are the studio, the RTP when it exists, and the volatility.
Does the pokie remember the last session?
No. Mermaid Riches does not keep your last evening, in Queenstown or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Mermaid Riches for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Mermaid Riches?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many PGSoft pokies are on this site?
146. They are grouped on the provider page. Mermaid Riches is a single title in that group, played at Here2Win Casino.
Does Queenstown change the pokie?
No. The same Mermaid Riches card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Mermaid Riches?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Mermaid Riches a pub pokie?
No. It is an online pokie from PGSoft, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Mermaid Riches will not tap you on the shoulder.
What does the hit ratio of Mermaid Riches tell me?
How often a spin returns something, not how much, and not when. It is a different number from the RTP. Fern Spins prints it only because the card includes it.
What are the pros and cons on the Mermaid Riches page?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Fern Spins is not the cashier.
What do I read first on Mermaid Riches?
Yes. That short answer is the preview, and it should match the fact list: PGSoft, and 96.71% only when you are on a card that has an RTP. Pros and cons come after, in plainer lines.
How do I open the right Mermaid Riches?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different PGSoft title.
How many reels and paylines does Mermaid Riches have?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
What features does the Mermaid Riches card list?
The labels are Bonus Rounds. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Mermaid Riches does not become likelier because the page is short. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. A catalogue cannot close it for you.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Who it suits
A medium-volatility pokie is a middle pace. Fern Spins files Mermaid Riches as an ordinary session at Here2Win Casino for New Zealand, not as a method.
Filed under
Categories Video Slots
Themes Cardsymbols Fantasy Fish Water World
Features Bonus Rounds
Playing this pokie
Open the full name Mermaid Riches in the Here2Win Casino lobby. This page is only the Mermaid Riches card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Mermaid Riches is tagged Bonus Rounds. Those words are the only feature facts on the card.
The hit ratio printed for Mermaid Riches is 28.44%. It is not a timetable for the next session.