Here2Win Casino · Fazi · New Zealand
Locked Hearts 20 card on Fern Spins
Kiwi players can open the session page for Locked Hearts 20 pokie apart from this catalogue.
Fern Spins lists Locked Hearts 20 as a Fazi pokie for players in New Zealand, opened at Here2Win Casino. No RTP was on the source card, so this page does not borrow one from a similar game. Volatility reads.
More from Fazi
Locked Hearts 20 vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Locked Hearts 20 (studio benchmark) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Locked Hearts 20 | Volatility | Grid |
|---|---|---|---|---|---|
| Locked Hearts 20 (this card) | Fazi | — | — | — | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Locked Hearts 20 | Fazi | 96.96% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Locked Hearts 20 | Fazi | 96.74% | — | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Locked Hearts 20 | BGaming | 97.31% | — | medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Locked Hearts 20 (studio benchmark), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Locked Hearts 20 (studio benchmark), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 429 other Fazi pokies are grouped with Locked Hearts 20, and they are played at Here2Win Casino.
The Fazi page names 20 Super Flames and, further down, 40 Cash Bells.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Features
- Gamble Feature and Jackpot
- Studio average RTP
- 96.13% (across 357 titles)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Locked Hearts 20 RTP (studio benchmark), house edge & 500-spin session math
Locked Hearts 20 by Fazi benchmarks against the verified 96.13% studio average RTP (3.87% house margin across 357 titles) and suits a 150x–200x stake buffer in NZ$ at Here2Win Casino (here2win.co.nz).
Locked Hearts 20 does not carry a standalone RTP on its source sheet, so Fern Spins cites the verified studio distribution instead of guessing. The pokie runs on a 5×3 / 5×4 HTML5 video grid layout, and its variance profile fits a 150x–200x unit-stake reserve when playing Locked Hearts 20 in NZ$ at Here2Win Casino (here2win.co.nz).
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Locked Hearts 20 (NZ$1/spin @ 96.13% RTP) | NZ$100 | NZ$96.13 | NZ$3.87 | ~15 (14.8%) |
| 250 spins on Locked Hearts 20 (NZ$1/spin @ 96.13% RTP) | NZ$250 | NZ$240.32 | NZ$9.68 | ~37 (14.8%) |
| 500 spins on Locked Hearts 20 (NZ$1/spin @ 96.13% RTP) | NZ$500 | NZ$480.65 | NZ$19.35 | ~74 (14.8%) |
Pros and cons
Pros
- Fazi is the studio on the card.
- The button remains on fernspins.co.nz and hands the pokie to Here2Win Casino.
- There are 429 Fazi pokies in this catalogue.
Cons
- Fern Spins does not hold NZ$ and does not pay winners.
- No bonus number is made up on this page.
- The card did not include an RTP, so the page has no return figure.
- The gap is left in the fact list.
Studio
If the only question was who built Locked Hearts 20, the answer is Fazi. Fern Spins does not localise the studio name.
Locked Hearts 20 technical specs, Fazi RNG audit & myth-busting rules
Locked Hearts 20 is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Fern Spins catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Locked Hearts 20 is from Fazi. You play it at Here2Win Casino. The stake shows in NZ$.
The answer at the top of the page is the same fact as the list underneath: Locked Hearts 20, Fazi, New Zealand, Here2Win Casino. This page does not.
Fern Spins keeps the New Zealand page for Locked Hearts 20 on its own host. Kiwi players get pokie, NZ$ and POLi named in this copy, in this order. The play button still ends at Here2Win Casino.
How to play Locked Hearts 20 at Here2Win Casino: 7-step session protocol
- Check the verified Locked Hearts 20 return (96.13%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Locked Hearts 20 using the Fazi studio filter or instant search bar.
- Launch Locked Hearts 20 and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Does Fern Spins play the pokie itself?
Yes, Locked Hearts 20 is on this New Zealand list. The session is not hosted on fernspins.co.nz.
Which studio is Locked Hearts 20 from?
Fazi. Other Fazi pokies for New Zealand are grouped on the provider page.
Where do I deposit NZ$?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Does Locked Hearts 20 work on mobile in New Zealand?
Yes. The button on fernspins.co.nz is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
What currency is Locked Hearts 20 staked in?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Can I play Locked Hearts 20 on this page?
No. The page does not run the reels. The button opens Locked Hearts 20 at Here2Win Casino. A practice mode, if the casino offers one, is there.
Where is the rating for this pokie?
There is no rating. A score would be an opinion Fern Spins refuses to invent. The useful lines are the studio, the RTP when it exists, and the volatility.
Does the pokie remember the last session?
Do not wait out a feature. The pokie is not running late.
Who is Locked Hearts 20 for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Locked Hearts 20?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Locked Hearts 20 is a single title in that group, played at Here2Win Casino.
Does Dunedin change the pokie?
No. The same Locked Hearts 20 card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Locked Hearts 20?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Locked Hearts 20 a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Locked Hearts 20 will not tap you on the shoulder.
Why does Locked Hearts 20 have no RTP?
The source card did not publish one. The gap stays empty. A figure is not copied from another pokie to make the page look finished.
Why list pros and cons for Locked Hearts 20?
It is not a rating of Locked Hearts 20. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
Is the text under the title the preview?
Yes. That short answer is the preview, and it should match the fact list: Fazi, and only when you are on a card that has an RTP. Pros and cons come after, in plainer lines.
How do I open the right Locked Hearts 20?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different Fazi title.
How many reels and paylines does Locked Hearts 20 have?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
What features does the Locked Hearts 20 card list?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Locked Hearts 20 does not become likelier because the page is short. That is the whole note.
Decide the figure before the reels move. Locked Hearts 20 will not settle up because a feature feels late.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. fernspins.co.nz never asks for them. The page can name POLi.
Who it suits
The card has no volatility mark. Fern Spins leaves that gap empty instead of guessing a fit for Locked Hearts 20. The session, if you open it, is at Here2Win Casino.
Filed under
Features Gamble Feature Jackpot
Playing this pokie
Search the lobby for Locked Hearts 20, the full title on this card. This page is only the Locked Hearts 20 card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Feature labels on this card: Gamble Feature and Jackpot. A label is a name, not a price and not a description of the round.