Here2Win Casino · Fazi · New Zealand
Hearts & Stars card on Fern Spins
Kiwi players can open the session page for Hearts & Stars pokie apart from this catalogue.
For New Zealand, Fern Spins lists Hearts & Stars as a Fazi pokie opened at Here2Win Casino. Volatility on the card reads.
More from Fazi
Hearts & Stars vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Hearts & Stars (studio benchmark) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Hearts & Stars | Volatility | Grid |
|---|---|---|---|---|---|
| Hearts & Stars (this card) | Fazi | — | — | — | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Hearts & Stars | Fazi | 96.96% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Hearts & Stars | Fazi | 96.74% | — | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Hearts & Stars | BGaming | 97.31% | — | medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Hearts & Stars (studio benchmark), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Hearts & Stars (studio benchmark), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 429 other Fazi pokies are grouped with Hearts & Stars, and they are played at Here2Win Casino.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Features
- Gamble Feature and Jackpot
- Studio average RTP
- 96.13% (across 357 titles)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Hearts & Stars RTP (studio benchmark), house edge & 500-spin session math
Hearts & Stars by Fazi benchmarks against the verified 96.13% studio average RTP (3.87% house margin across 357 titles) and suits a 150x–200x stake buffer in NZ$ at Here2Win Casino (here2win.co.nz).
Hearts & Stars does not carry a standalone RTP on its source sheet, so Fern Spins cites the verified studio distribution instead of guessing. The pokie runs on a 5×3 / 5×4 HTML5 video grid layout, and its variance profile fits a 150x–200x unit-stake reserve when playing Hearts & Stars in NZ$ at Here2Win Casino (here2win.co.nz).
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Hearts & Stars (NZ$1/spin @ 96.13% RTP) | NZ$100 | NZ$96.13 | NZ$3.87 | ~15 (14.8%) |
| 250 spins on Hearts & Stars (NZ$1/spin @ 96.13% RTP) | NZ$250 | NZ$240.32 | NZ$9.68 | ~37 (14.8%) |
| 500 spins on Hearts & Stars (NZ$1/spin @ 96.13% RTP) | NZ$500 | NZ$480.65 | NZ$19.35 | ~74 (14.8%) |
Pros and cons
Pros
- Fazi is the studio on the card.
- The stake for Kiwi players is in NZ$.
- The provider page is the rest of the studio.
Cons
- The account is at Here2Win Casino.
- If Here2Win Casino has an offer, its terms are shown there.
- The card did not include an RTP, so the page has no return figure.
- Volatility was not on the source card.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. Each one hands off through fernspins.co.nz to Here2Win Casino.
The Fazi page names 40 Jokers Free Games and, further down, 40 Hot Joker.
Hearts & Stars technical specs, Fazi RNG audit & myth-busting rules
Hearts & Stars is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Fern Spins catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Hearts & Stars is from Fazi. You play it at Here2Win Casino. The stake shows in NZ$.
Payments people in New Zealand already use, POLi among them, are handled inside the Here2Win Casino account. fernspins.co.nz never asks for them. The page can name the rail.
Fern Spins keeps the New Zealand page for Hearts & Stars on its own host. Kiwi players get pokie, NZ$ and POLi named in this copy, in this order. The play button still ends at Here2Win Casino.
How to play Hearts & Stars at Here2Win Casino: 7-step session protocol
- Check the verified Hearts & Stars return (96.13%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Hearts & Stars using the Fazi studio filter or instant search bar.
- Launch Hearts & Stars and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Can Kiwi players open Hearts & Stars at Here2Win Casino?
Yes, Hearts & Stars is on this New Zealand list. The session is not hosted on fernspins.co.nz.
Which studio is Hearts & Stars from?
Fazi. Other Fazi pokies for New Zealand are grouped on the provider page.
Does this site take POLi?
Deposit at Here2Win Casino after the button. POLi can be offered there. Fern Spins only names it so the page is clearly the New Zealand catalogue.
Can Kiwi players open Hearts & Stars on a phone?
Yes. The button on fernspins.co.nz is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
What currency is Hearts & Stars staked in?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Can I play Hearts & Stars on this page?
No. The page does not run the reels. The button opens Hearts & Stars at Here2Win Casino. A practice mode, if the casino offers one, is there.
Where is the rating for this pokie?
Hearts & Stars is not placed above or below the rest of the New Zealand list.
Can Hearts & Stars be due to pay?
Do not wait out a feature. The pokie is not running late.
Who is Hearts & Stars for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Hearts & Stars?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Hearts & Stars is a single title in that group, played at Here2Win Casino.
Does Queenstown change the pokie?
No. The same Hearts & Stars card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Hearts & Stars?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Hearts & Stars a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Hearts & Stars will not tap you on the shoulder.
Why does Hearts & Stars have no RTP?
The source card did not publish one. The gap stays empty. A figure is not copied from another pokie to make the page look finished.
What are the pros and cons on the Hearts & Stars page?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Fern Spins is not the cashier.
Is the text under the title the preview?
Read it as a card, not as a tip for Queenstown. The pokie does not know the city, and the page does not pretend it does.
Will a shorter name still open Hearts & Stars?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different Fazi title.
How many reels and paylines does Hearts & Stars have?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
Which feature labels are on Hearts & Stars?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Hearts & Stars does not become likelier because the page is short. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. Close Hearts & Stars on time.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. fernspins.co.nz never asks for them. The page cannot take an NZ$ deposit.
Who it suits
The card has no volatility mark. Fern Spins leaves that gap empty instead of guessing a fit for Hearts & Stars. The session, if you open it, is at Here2Win Casino.
Filed under
Features Gamble Feature Jackpot
Playing this pokie
Open the full name Hearts & Stars in the Here2Win Casino lobby. This page is only the Hearts & Stars card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Hearts & Stars is tagged Gamble Feature and Jackpot. Those words are the only feature facts on the card.