Here2Win Casino · Fazi · New Zealand
Hearts and Stars card on Fern Spins
Kiwi players can open the session page for Hearts and Stars pokie apart from this catalogue.
Fern Spins lists Hearts and Stars as a Fazi pokie for players in New Zealand, opened at Here2Win Casino. No RTP was on the source card, so this page does not borrow one from a similar game. The studio is the fact that is actually known.
More from Fazi
Hearts and Stars vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Hearts and Stars (studio benchmark) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Hearts and Stars | Volatility | Grid |
|---|---|---|---|---|---|
| Hearts and Stars (this card) | Fazi | — | — | — | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Hearts and Stars | Fazi | 96.96% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Hearts and Stars | Fazi | 96.74% | — | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Hearts and Stars | BGaming | 97.31% | — | medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Hearts and Stars (studio benchmark), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Hearts and Stars (studio benchmark), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Hearts and Stars is a Fazi pokie at Here2Win Casino for New Zealand. Fern Spins records the figures. The game opens at Here2Win Casino, stake in NZ$.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Features
- Gamble Feature and Jackpot
- Studio average RTP
- 96.13% (across 357 titles)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Hearts and Stars RTP (studio benchmark), house edge & 500-spin session math
Hearts and Stars by Fazi benchmarks against the verified 96.13% studio average RTP (3.87% house margin across 357 titles) and suits a 150x–200x stake buffer in NZ$ at Here2Win Casino (here2win.co.nz).
Hearts and Stars does not carry a standalone RTP on its source sheet, so Fern Spins cites the verified studio distribution instead of guessing. The pokie runs on a 5×3 / 5×4 HTML5 video grid layout, and its variance profile fits a 150x–200x unit-stake reserve when playing Hearts and Stars in NZ$ at Here2Win Casino (here2win.co.nz).
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Hearts and Stars (NZ$1/spin @ 96.13% RTP) | NZ$100 | NZ$96.13 | NZ$3.87 | ~15 (14.8%) |
| 250 spins on Hearts and Stars (NZ$1/spin @ 96.13% RTP) | NZ$250 | NZ$240.32 | NZ$9.68 | ~37 (14.8%) |
| 500 spins on Hearts and Stars (NZ$1/spin @ 96.13% RTP) | NZ$500 | NZ$480.65 | NZ$19.35 | ~74 (14.8%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made Hearts and Stars.
- The stake for Kiwi players is in NZ$.
- There are 429 Fazi pokies in this catalogue.
Cons
- Fern Spins does not hold NZ$ and does not pay winners.
- No bonus number is made up on this page.
- The card did not include an RTP, so the page has no return figure.
- The gap is left in the fact list.
Studio
If the only question was who built Hearts and Stars, the answer is Fazi. Here2Win Casino does not either.
Hearts and Stars technical specs, Fazi RNG audit & myth-busting rules
Hearts and Stars is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Fern Spins catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Hearts and Stars is from Fazi. You play it at Here2Win Casino. The stake shows in NZ$.
Across New Zealand the reel strip does not change by city. Fern Spins writes the facts once, on this URL.
Studio first: Fazi. Then the volatility,. A session in Hamilton is still just spins at a stake you chose.
Fern Spins leaves 20 Wild Heart with the other Fazi pokies.
How to play Hearts and Stars at Here2Win Casino: 7-step session protocol
- Check the verified Hearts and Stars return (96.13%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Hearts and Stars using the Fazi studio filter or instant search bar.
- Launch Hearts and Stars and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Is Hearts and Stars on the New Zealand list?
Yes, Hearts and Stars is on this New Zealand list. The session is not hosted on fernspins.co.nz.
Which studio is Hearts and Stars from?
The studio on the card is Fazi. Fern Spins does not swap in a different name.
Where do I deposit NZ$?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Can Kiwi players open Hearts and Stars on a phone?
Yes. The button on fernspins.co.nz is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
Is the stake in NZ$?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Can I play Hearts and Stars on this page?
No. The page does not run the reels. The button opens Hearts and Stars at Here2Win Casino. A practice mode, if the casino offers one, is there.
Where is the rating for this pokie?
Hearts and Stars is not placed above or below the rest of the New Zealand list.
Does the pokie remember the last session?
Do not wait out a feature. The pokie is not running late.
Who is Hearts and Stars for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Hearts and Stars?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Hearts and Stars is a single title in that group, played at Here2Win Casino.
Does Hamilton change the pokie?
No. The same Hearts and Stars card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Hearts and Stars?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Hearts and Stars a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Hearts and Stars will not tap you on the shoulder.
Why does Hearts and Stars have no RTP?
The source card did not publish one. The gap stays empty. A figure is not copied from another pokie to make the page look finished.
Why list pros and cons for Hearts and Stars?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Fern Spins is not the cashier.
What do I read first on Hearts and Stars?
Yes. That short answer is the preview, and it should match the fact list: Fazi, and only when you are on a card that has an RTP. Pros and cons come after, in plainer lines.
Will a shorter name still open Hearts and Stars?
This page is only Hearts and Stars. The play button follows that name, not a shorter guess.
What is the maximum win on Hearts and Stars?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
Which feature labels are on Hearts and Stars?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Plain version for Fern Spins: limit, spin, stop. That is the whole note.
Do not stake NZ$ set aside for the week. Hearts and Stars will not settle up because a feature feels late.
Video Slots holds 100 Pin-Up Fruits as well as this one.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Who it suits
The card has no volatility mark. Fern Spins leaves that gap empty instead of guessing a fit for Hearts and Stars. The session, if you open it, is at Here2Win Casino.
Filed under
Categories Video Slots
Features Gamble Feature Jackpot
Playing this pokie
Search the lobby for Hearts and Stars, the full title on this card. A shorter search can load a different Fazi title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Hearts and Stars is tagged Gamble Feature and Jackpot. Those words are the only feature facts on the card.