Here2Win Casino · Fazi · New Zealand
Epic Clover 40 pokie on Fern Spins
Kiwi players can open the session page for Epic Clover 40 pokie apart from this catalogue.
On Fern Spins, Kiwi players get Epic Clover 40 as the Fazi pokie, with medium volatility and a published RTP of 96.50%. Play continues at Here2Win Casino and the stake is in NZ$. The RTP is the long sample, not the result of a session that starts in Christchurch.
More from Fazi
Epic Clover 40 vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Epic Clover 40 (96.50%) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Epic Clover 40 | Volatility | Grid |
|---|---|---|---|---|---|
| Epic Clover 40 (this card) | Fazi | 96.50% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Epic Clover 40 | Fazi | 96.96% | +0.46% | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Epic Clover 40 | Fazi | 96.74% | +0.24% | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Epic Clover 40 | BGaming | 97.31% | +0.81% | medium | 5×3 / 5×4 HTML5 video grid |
| Lucky Riches Hyperspins 97.49% RTP low-to-medium pokie · Same theme (777) vs Epic Clover 40 | Microgaming | 97.49% | +0.99% | low-to-medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Epic Clover 40 (96.50%), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Epic Clover 40 (96.50%), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 429 other Fazi pokies are grouped with Epic Clover 40, and they are played at Here2Win Casino.
The rest of the Fazi list includes 10 Jingle Fruits.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Published RTP
- 96.50%
- RTP band
- 96.5% and above
- Volatility
- medium
- Hit ratio
- 11.60%
- Features
- Gamble Feature and Jackpot
- House edge
- 3.50%
- Vs studio avg RTP
- +0.37% vs 96.13% avg (#53/357)
- Spins per hit
- ~1 in 8.6 spins
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Epic Clover 40 RTP (96.50%), house edge & 500-spin session math
Epic Clover 40 by Fazi returns a published 96.50% RTP (3.50% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 150x–200x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This Fazi release stands at +0.37 percentage points against the 96.13% studio average across 357 RTP-published titles (rank #53 of 357). The medium-volatility pokie lands a winning combination roughly once every 8.6 spins (11.6% hit frequency). Its 96.50% return profile pairs best with a 150x–200x stake reserve over 250 to 500 spins. Players launch Epic Clover 40 in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Epic Clover 40 (NZ$1/spin @ 96.50% RTP) | NZ$100 | NZ$96.50 | NZ$3.50 | ~12 (11.6%) |
| 250 spins on Epic Clover 40 (NZ$1/spin @ 96.50% RTP) | NZ$250 | NZ$241.25 | NZ$8.75 | ~29 (11.6%) |
| 500 spins on Epic Clover 40 (NZ$1/spin @ 96.50% RTP) | NZ$500 | NZ$482.50 | NZ$17.50 | ~58 (11.6%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made Epic Clover 40.
- The stake for Kiwi players is in NZ$.
- Fern Spins does not adjust 96.50%.
- The pace is marked medium-volatility.
Cons
- The account is at Here2Win Casino.
- No bonus number is made up on this page.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. Each one hands off through fernspins.co.nz to Here2Win Casino.
Epic Clover 40 technical specs, Fazi RNG audit & myth-busting rules
Epic Clover 40 is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Fern Spins catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Epic Clover 40 is from Fazi. You play it at Here2Win Casino. The stake shows in NZ$.
Across New Zealand the reel strip does not change by city. Fern Spins writes the facts once, on this URL.
If you came for a single fact, use the list under the title. Epic Clover 40, Fazi, New Zealand, Here2Win Casino.
How to play Epic Clover 40 at Here2Win Casino: 7-step session protocol
- Check the verified Epic Clover 40 return (96.50%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Epic Clover 40 using the Fazi studio filter or instant search bar.
- Launch Epic Clover 40 and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Does Fern Spins play the pokie itself?
Here2Win Casino plays it. Fern Spins is the New Zealand catalogue. The button leaves via fernspins.co.nz and opens Epic Clover 40 at Here2Win Casino, stake in NZ$.
Is the RTP of Epic Clover 40 96.50%?
Fern Spins repeats 96.50% and does not round it to look tidier.
How bumpy is Epic Clover 40?
The label is medium-volatility. It describes the spread, not a timetable for the feature.
Which studio is Epic Clover 40 from?
The studio on the card is Fazi. Fern Spins does not swap in a different name.
Where do I deposit NZ$?
Deposit at Here2Win Casino after the button. POLi can be offered there. Fern Spins only names it so the page is clearly the New Zealand catalogue.
Can Kiwi players open Epic Clover 40 on a phone?
Fern Spins does not publish a separate app. Players in Christchurch use the page, then the casino.
Is the stake in NZ$?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Can I play Epic Clover 40 on this page?
No. The page does not run the reels. The button opens Epic Clover 40 at Here2Win Casino. A practice mode, if the casino offers one, is there.
Where is the rating for this pokie?
Epic Clover 40 is not placed above or below the rest of the New Zealand list.
Can Epic Clover 40 be due to pay?
Do not wait out a feature. The pokie is not running late.
Who is Epic Clover 40 for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Epic Clover 40?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Epic Clover 40 is a single title in that group, played at Here2Win Casino.
Does Christchurch change the pokie?
No. The same Epic Clover 40 card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Epic Clover 40?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Epic Clover 40 a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Epic Clover 40 will not tap you on the shoulder.
What does the hit ratio of Epic Clover 40 tell me?
How often a spin returns something, not how much, and not when. It is a different number from the RTP. Fern Spins prints it only because the card includes it.
Why list pros and cons for Epic Clover 40?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Fern Spins is not the cashier.
What do I read first on Epic Clover 40?
Yes. That short answer is the preview, and it should match the fact list: Fazi, and 96.50% only when you are on a card that has an RTP. Pros and cons come after, in plainer lines.
How do I open the right Epic Clover 40?
This page is only Epic Clover 40. The play button follows that name, not a shorter guess.
How many reels and paylines does Epic Clover 40 have?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
Which feature labels are on Epic Clover 40?
Gamble Feature and Jackpot is the whole feature list for Epic Clover 40. Those words are not a price and not a description of the round.
How a session moves
Plain version for Fern Spins: limit, spin, stop. That is the whole note.
Decide the figure before the reels move. Epic Clover 40 will not settle up because a feature feels late.
Barbarabang is the studio behind 20 Super Blazing Hot, another 777 title.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Printed return is the only test for the high RTP list, and this one passes.
Who it suits
A medium-volatility pokie is a middle pace. Fern Spins files Epic Clover 40 as an ordinary session at Here2Win Casino for New Zealand, not as a method.
Filed under
Categories Video Slots
Features Gamble Feature Jackpot
Playing this pokie
Search the lobby for Epic Clover 40, the full title on this card. A shorter search can load a different Fazi title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. fernspins.co.nz does not host the reels.
Epic Clover 40 is tagged Gamble Feature and Jackpot. Those words are the only feature facts on the card.
The hit ratio printed for Epic Clover 40 is 11.60%. That is a studio sample of how often a spin returns something.