Here2Win Casino · Fazi · New Zealand
Clovers and Stars card on Fern Spins
Kiwi players can open the session page for Clovers and Stars pokie apart from this catalogue.
Fern Spins records Clovers and Stars for New Zealand: Fazi, high-volatility, published RTP 96.47%. Kiwi players continue at Here2Win Casino, stake in NZ$. A session that starts in Auckland is not that sample.
More from Fazi
Clovers and Stars vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Clovers and Stars (96.47%) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Clovers and Stars | Volatility | Grid |
|---|---|---|---|---|---|
| Clovers and Stars (this card) | Fazi | 96.47% | — | high | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Clovers and Stars | Fazi | 96.96% | +0.49% | medium | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Clovers and Stars | BGaming | 97.31% | +0.84% | medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Clovers and Stars (96.47%), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Clovers and Stars (96.47%), review the Lucky Lady's Clover 97.31% BGaming pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Clovers and Stars is a Fazi pokie at Here2Win Casino for New Zealand. Fern Spins records the figures. The game opens at Here2Win Casino, stake in NZ$.
Video Slots holds 1.21 Gigawatts with Turbo Reels as well as this one.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Published RTP
- 96.47%
- RTP band
- 96% to 96.5%
- Volatility
- high
- Hit ratio
- 10.42%
- Features
- Gamble Feature and Jackpot
- House edge
- 3.53%
- Vs studio avg RTP
- +0.34% vs 96.13% avg (#81/357)
- Spins per hit
- ~1 in 9.6 spins
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Clovers and Stars RTP (96.47%), house edge & 500-spin session math
Clovers and Stars by Fazi returns a published 96.47% RTP (3.53% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 250x–350x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This Fazi release stands at +0.34 percentage points against the 96.13% studio average across 357 RTP-published titles (rank #81 of 357). The high-volatility pokie lands a winning combination roughly once every 9.6 spins (10.4% hit frequency). Its 96.47% return profile pairs best with a 250x–350x stake reserve over 250 to 500 spins. Players launch Clovers and Stars in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Clovers and Stars (NZ$1/spin @ 96.47% RTP) | NZ$100 | NZ$96.47 | NZ$3.53 | ~10 (10.4%) |
| 250 spins on Clovers and Stars (NZ$1/spin @ 96.47% RTP) | NZ$250 | NZ$241.18 | NZ$8.83 | ~26 (10.4%) |
| 500 spins on Clovers and Stars (NZ$1/spin @ 96.47% RTP) | NZ$500 | NZ$482.35 | NZ$17.65 | ~52 (10.4%) |
Pros and cons
Pros
- Fazi is the studio on the card.
- The stake for Kiwi players is in NZ$.
- The published RTP 96.47% is printed as it came on the card.
- high-volatility is visible before you set an NZ$ stake.
Cons
- Fern Spins does not hold NZ$ and does not pay winners.
- No bonus number is made up on this page.
- A short NZ$ session can land far from the published RTP.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. The provider page lists them.
40 Joker Fire and 40 Wild Crown are two more Fazi pokies on this list.
Clovers and Stars technical specs, Fazi RNG audit & myth-busting rules
Clovers and Stars is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Fern Spins catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Clovers and Stars is from Fazi. You play it at Here2Win Casino. The stake shows in NZ$.
If you came for a single fact, use the list under the title. Clovers and Stars, Fazi, New Zealand, Here2Win Casino.
Fern Spins keeps a New Zealand page for Clovers and Stars rather than reusing the Australian sentences. The host is its own catalogue. Play still ends at Here2Win Casino.
How to play Clovers and Stars at Here2Win Casino: 7-step session protocol
- Check the verified Clovers and Stars return (96.47%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 250x–350x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Clovers and Stars using the Fazi studio filter or instant search bar.
- Launch Clovers and Stars and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Does Fern Spins play the pokie itself?
Here2Win Casino plays it. Fern Spins is the New Zealand catalogue. The button leaves via fernspins.co.nz and opens Clovers and Stars at Here2Win Casino, stake in NZ$.
Is the RTP of Clovers and Stars 96.47%?
Fern Spins repeats 96.47% and does not round it to look tidier.
What volatility is listed for Clovers and Stars?
The label is high-volatility. It describes the spread, not a timetable for the feature.
Which studio is Clovers and Stars from?
Fazi. Other Fazi pokies for New Zealand are grouped on the provider page.
Where do I deposit NZ$?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Does Clovers and Stars work on mobile in New Zealand?
Fern Spins does not publish a separate app. Players in Auckland use the page, then the casino.
What currency is Clovers and Stars staked in?
NZ$ at Here2Win Casino. This catalogue does not print a minimum, because that figure lives inside the game, not on the card.
Is there a demo of Clovers and Stars on Fern Spins?
No. The page does not run the reels. The button opens Clovers and Stars at Here2Win Casino. A practice mode, if the casino offers one, is there.
Where is the rating for this pokie?
Clovers and Stars is not placed above or below the rest of the New Zealand list.
Does the pokie remember the last session?
No. Clovers and Stars does not keep your last evening, in Auckland or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Clovers and Stars for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Clovers and Stars?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Clovers and Stars is a single title in that group, played at Here2Win Casino.
Does Auckland change the pokie?
No. The same Clovers and Stars card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Clovers and Stars?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Clovers and Stars a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Clovers and Stars will not tap you on the shoulder.
What does the hit ratio of Clovers and Stars tell me?
How often a spin returns something, not how much, and not when. It is a different number from the RTP. Fern Spins prints it only because the card includes it.
What are the pros and cons on the Clovers and Stars page?
It is not a rating of Clovers and Stars. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
What do I read first on Clovers and Stars?
Read it as a card, not as a tip for Auckland. The pokie does not know the city, and the page does not pretend it does.
How do I open the right Clovers and Stars?
This page is only Clovers and Stars. The play button follows that name, not a shorter guess.
What is the maximum win on Clovers and Stars?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
Which feature labels are on Clovers and Stars?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Clovers and Stars does not become likelier because the page is short. That is the whole note.
Do not stake NZ$ set aside for the week. Clovers and Stars will not settle up because a feature feels late.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Who it suits
A high-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title from the same studio.
The rank on the card matches the high volatility list.
Filed under
Categories Video Slots
Features Gamble Feature Jackpot
Playing this pokie
Open the full name Clovers and Stars in the Here2Win Casino lobby. This page is only the Clovers and Stars card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. fernspins.co.nz does not host the reels.
Clovers and Stars is tagged Gamble Feature and Jackpot. Those words are the only feature facts on the card.
10.42% is the hit ratio on this card. Read it as a long sample, not as the next spin at Here2Win Casino.