Here2Win Casino · Fazi · New Zealand
Fern Spins entry for Clover Field 40
Kiwi players can open the session page for Clover Field 40 pokie apart from this catalogue.
On Fern Spins, Kiwi players get Clover Field 40 as the Fazi pokie, with medium volatility and a published RTP of 96.27%. Play continues at Here2Win Casino and the stake is in NZ$. The RTP is the long sample, not the result of a session that starts in Christchurch.
More from Fazi
Clover Field 40 vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Clover Field 40 (96.27%) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs Clover Field 40 | Volatility | Grid |
|---|---|---|---|---|---|
| Clover Field 40 (this card) | Fazi | 96.27% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Clover Field 40 | Fazi | 96.96% | +0.69% | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Clover Field 40 | Fazi | 96.74% | +0.47% | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Clover Field 40 | BGaming | 97.31% | +1.04% | medium | 5×3 / 5×4 HTML5 video grid |
| Lucky Riches Hyperspins 97.49% RTP low-to-medium pokie · Same theme (777) vs Clover Field 40 | Microgaming | 97.49% | +1.22% | low-to-medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Clover Field 40 (96.27%), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Clover Field 40 (96.27%), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 429 other Fazi pokies are grouped with Clover Field 40, and they are played at Here2Win Casino.
20 Sweet Candies and Fruits is another 777 pokie in this catalogue, made by Apparat Gaming.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Published RTP
- 96.27%
- RTP band
- 96% to 96.5%
- Volatility
- medium
- Features
- Gamble Feature and Jackpot
- House edge
- 3.73%
- Vs studio avg RTP
- +0.14% vs 96.13% avg (#134/357)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Clover Field 40 RTP (96.27%), house edge & 500-spin session math
Clover Field 40 by Fazi returns a published 96.27% RTP (3.73% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 150x–200x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This Fazi release stands at +0.14 percentage points against the 96.13% studio average across 357 RTP-published titles (rank #134 of 357). The medium-volatility pokie lands a winning combination roughly once every 6.8 spins (14.8% hit frequency). Its 96.27% math model requires a 150x–200x unit-stake buffer to absorb standard variance swings. Players launch Clover Field 40 in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Clover Field 40 (NZ$1/spin @ 96.27% RTP) | NZ$100 | NZ$96.27 | NZ$3.73 | ~15 (14.8%) |
| 250 spins on Clover Field 40 (NZ$1/spin @ 96.27% RTP) | NZ$250 | NZ$240.68 | NZ$9.33 | ~37 (14.8%) |
| 500 spins on Clover Field 40 (NZ$1/spin @ 96.27% RTP) | NZ$500 | NZ$481.35 | NZ$18.65 | ~74 (14.8%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made Clover Field 40.
- The stake for Kiwi players is in NZ$.
- Fern Spins does not adjust 96.27%.
- The pace is marked medium-volatility.
Cons
- The account is at Here2Win Casino.
- If Here2Win Casino has an offer, its terms are shown there.
- The page will not invent how often a spin returns something.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. Each one hands off through fernspins.co.nz to Here2Win Casino.
A second Fazi pokie from this list is 20 Super Flames.
Clover Field 40 technical specs, Fazi RNG audit & myth-busting rules
Clover Field 40 is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Fern Spins catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
What this pokie is
Fern Spins keeps the New Zealand entry plain. Clover Field 40 is from Fazi. You play it at Here2Win Casino. The stake shows in NZ$.
Read the card before you fund a session. Clover Field 40 is from Fazi. Here2Win Casino is where the pokie runs, in NZ$.
The Video Slots group is where Fern Spins files this pokie for New Zealand. Open a neighbour from the same studio if you want a second title. Each of those pages repeats the handoff: this domain, then Here2Win Casino.
How to play Clover Field 40 at Here2Win Casino: 7-step session protocol
- Check the verified Clover Field 40 return (96.27%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate Clover Field 40 using the Fazi studio filter or instant search bar.
- Launch Clover Field 40 and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Does Fern Spins play the pokie itself?
Here2Win Casino plays it. Fern Spins is the New Zealand catalogue. The button leaves via fernspins.co.nz and opens Clover Field 40 at Here2Win Casino, stake in NZ$.
Is the RTP of Clover Field 40 96.27%?
Fern Spins repeats 96.27% and does not round it to look tidier.
What volatility is listed for Clover Field 40?
medium-volatility. A medium-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title.
Who built this pokie?
Fazi. Other Fazi pokies for New Zealand are grouped on the provider page.
Where do I deposit NZ$?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Can Kiwi players open Clover Field 40 on a phone?
Fern Spins does not publish a separate app. Players in Christchurch use the page, then the casino.
Is the stake in NZ$?
NZ$ at Here2Win Casino. This catalogue does not print a minimum, because that figure lives inside the game, not on the card.
Is there a demo of Clover Field 40 on Fern Spins?
The card is for reading. The session is not hosted on fernspins.co.nz.
Where is the rating for this pokie?
Clover Field 40 is not placed above or below the rest of the New Zealand list.
Does the pokie remember the last session?
Do not wait out a feature. The pokie is not running late.
Who is Clover Field 40 for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Clover Field 40?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Clover Field 40 is a single title in that group, played at Here2Win Casino.
Does Christchurch change the pokie?
No. The same Clover Field 40 card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Clover Field 40?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is Clover Field 40 a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Clover Field 40 will not tap you on the shoulder.
What are the pros and cons on the Clover Field 40 page?
It is not a rating of Clover Field 40. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
What do I read first on Clover Field 40?
Read it as a card, not as a tip for Christchurch. The pokie does not know the city, and the page does not pretend it does.
Will a shorter name still open Clover Field 40?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different Fazi title.
How many reels and paylines does Clover Field 40 have?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
What features does the Clover Field 40 card list?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
How a session moves
Clover Field 40 does not become likelier because the page is short. That is the whole note.
Do not stake NZ$ set aside for the week. Clover Field 40 will not settle up because a feature feels late.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Who it suits
A medium-volatility pokie is a middle pace. Fern Spins files Clover Field 40 as an ordinary session at Here2Win Casino for New Zealand, not as a method.
Filed under
Categories Video Slots
Features Gamble Feature Jackpot
Playing this pokie
Search the lobby for Clover Field 40, the full title on this card. A shorter search can load a different Fazi title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Fern Spins.
Clover Field 40 is tagged Gamble Feature and Jackpot. Those words are the only feature facts on the card.