Here2Win Casino · BGaming · New Zealand
The Fern Spins page for All Lucky Clovers 5
Kiwi players can open the session page for All Lucky Clovers 5 pokie apart from this catalogue.
Fern Spins records All Lucky Clovers 5 for New Zealand: BGaming,, published RTP 97.00%. Kiwi players continue at Here2Win Casino, stake in NZ$. The figure is the long sample.
More from BGaming
All Lucky Clovers 5 vs BGaming average & peer pokie comparison
Compared against direct studio and mechanic peers, All Lucky Clovers 5 (97.00%) benchmarks directly against Cat's Soup (98.06%, BGaming) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs All Lucky Clovers 5 | Volatility | Grid |
|---|---|---|---|---|---|
| All Lucky Clovers 5 (this card) | BGaming | 97.00% | — | — | 5×3 / 5×4 HTML5 video grid |
| Cat's Soup 98.06% RTP medium pokie · Highest RTP in BGaming vs All Lucky Clovers 5 | BGaming | 98.06% | +1.06% | medium | 5×3 / 5×4 HTML5 video grid |
| Fortune Spin 98.00% RTP very-high pokie · Higher-volatility studio alternative vs All Lucky Clovers 5 | BGaming | 98.00% | +1.00% | very-high | 5×3 / 5×4 HTML5 video grid |
- Alongside All Lucky Clovers 5 (97.00%), review the Cat's Soup 98.06% BGaming pokie card available at Here2Win Casino.
- Alongside All Lucky Clovers 5 (97.00%), review the Fortune Spin 98.00% BGaming pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 252 other BGaming pokies are grouped with All Lucky Clovers 5, and they are played at Here2Win Casino.
108 Heroes sits in the same Video Slots list, and the studio is Microgaming.
Published figures & technical specs
- Studio
- BGaming (252 in this catalogue)
- Published RTP
- 97.00%
- RTP band
- 96.5% and above
- House edge
- 3.00%
- Vs studio avg RTP
- +0.52% vs 96.48% avg (#44/170)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- iTech Labs, BMM Testlabs
- Studio licences
- MGA, ONJN, HGC (Greece), AGCO, Curacao
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Printed return is the only test for the high RTP list, and this one passes.
All Lucky Clovers 5 RTP (97.00%), house edge & 500-spin session math
All Lucky Clovers 5 by BGaming returns a published 97.00% RTP (3.00% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 200x–250x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This BGaming release stands at +0.52 percentage points against the 96.48% studio average across 170 RTP-published titles (rank #44 of 170). The certified pokie lands a winning combination roughly once every 8.7 spins (11.5% hit frequency). Its 97.00% return profile pairs best with a 200x–250x stake reserve over 250 to 500 spins. Players launch All Lucky Clovers 5 in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on All Lucky Clovers 5 (NZ$1/spin @ 97.00% RTP) | NZ$100 | NZ$97.00 | NZ$3.00 | ~12 (11.5%) |
| 250 spins on All Lucky Clovers 5 (NZ$1/spin @ 97.00% RTP) | NZ$250 | NZ$242.50 | NZ$7.50 | ~29 (11.5%) |
| 500 spins on All Lucky Clovers 5 (NZ$1/spin @ 97.00% RTP) | NZ$500 | NZ$485.00 | NZ$15.00 | ~58 (11.5%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made All Lucky Clovers 5.
- The button remains on fernspins.co.nz and hands the pokie to Here2Win Casino.
- The published RTP 97.00% is printed as it came on the card.
- There are 252 BGaming pokies in this catalogue.
Cons
- Fern Spins does not hold NZ$ and does not pay winners.
- If Here2Win Casino has an offer, its terms are shown there.
- The gap is left in the fact list.
- The page will not invent how often a spin returns something.
Studio
BGaming is the studio on the card. 252 of their pokies are in this New Zealand catalogue. The provider page lists them.
Arrow Slot is filed under BGaming alongside this one.
All Lucky Clovers 5 technical specs, BGaming RNG audit & myth-busting rules
All Lucky Clovers 5 is engineered by BGaming on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from iTech Labs, BMM Testlabs under MGA, ONJN, HGC (Greece), AGCO, Curacao regulatory frameworks.
BGaming (BGaming (SoftSwiss ecosystem)) is an iGaming studio founded in 2018 and headquartered in Valletta, Malta. Its random number generators (RNG) and math sheets are audited by iTech Labs, BMM Testlabs and certified across MGA, ONJN, HGC (Greece), AGCO, Curacao. Studio RTP policy: Single published RTP on most titles (commonly 96.00%–97.20%).
In the Fern Spins catalogue, BGaming accounts for 252 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 170 titles with a published return, the studio averages 96.48% RTP (spanning 93.75% to 98.06%, with 95 pokies at 96.5% or above). Signature studio mechanics include Hold and Win, TrueWays, Merge Up, Provably Fair RNG verification.
What this pokie is
Fern Spins keeps the New Zealand entry plain. All Lucky Clovers 5 is from BGaming. You play it at Here2Win Casino. The stake shows in NZ$.
Payments people in New Zealand already use, POLi among them, are handled inside the Here2Win Casino account. fernspins.co.nz never asks for them. The page can name the rail.
The answer at the top of the page is the same fact as the list underneath: All Lucky Clovers 5, BGaming, New Zealand, Here2Win Casino. A snippet should not promise more than the card.
How to play All Lucky Clovers 5 at Here2Win Casino: 7-step session protocol
- Check the verified All Lucky Clovers 5 return (97.00%) and BGaming 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 200x–250x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate All Lucky Clovers 5 using the BGaming studio filter or instant search bar.
- Launch All Lucky Clovers 5 and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Can Kiwi players open All Lucky Clovers 5 at Here2Win Casino?
Here2Win Casino plays it. Fern Spins is the New Zealand catalogue. The button leaves via fernspins.co.nz and opens All Lucky Clovers 5 at Here2Win Casino, stake in NZ$.
Is the RTP of All Lucky Clovers 5 97.00%?
The card publishes 97.00% for All Lucky Clovers 5. Across a huge number of spins that is the studio figure. One evening in Hamilton is not that sample.
Who built this pokie?
BGaming. Other BGaming pokies for New Zealand are grouped on the provider page.
Where do I deposit NZ$?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Can Kiwi players open All Lucky Clovers 5 on a phone?
Yes. The button on fernspins.co.nz is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
Is the stake in NZ$?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Is there a demo of All Lucky Clovers 5 on Fern Spins?
The card is for reading. The session is not hosted on fernspins.co.nz.
Why is All Lucky Clovers 5 not scored?
All Lucky Clovers 5 is not placed above or below the rest of the New Zealand list.
Does the pokie remember the last session?
No. All Lucky Clovers 5 does not keep your last evening, in Hamilton or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is All Lucky Clovers 5 for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on All Lucky Clovers 5?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many BGaming pokies are on this site?
252. They are grouped on the provider page. All Lucky Clovers 5 is a single title in that group, played at Here2Win Casino.
Does Hamilton change the pokie?
No. The same All Lucky Clovers 5 card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for All Lucky Clovers 5?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is All Lucky Clovers 5 a pub pokie?
No. It is an online pokie from BGaming, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. All Lucky Clovers 5 will not tap you on the shoulder.
What are the pros and cons on the All Lucky Clovers 5 page?
It is not a rating of All Lucky Clovers 5. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
Is the text under the title the preview?
Read it as a card, not as a tip for Hamilton. The pokie does not know the city, and the page does not pretend it does.
How do I open the right All Lucky Clovers 5?
This page is only All Lucky Clovers 5. The play button follows that name, not a shorter guess.
What is the maximum win on All Lucky Clovers 5?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
Why does All Lucky Clovers 5 have no feature list?
The card has no feature label, so no bonus round is described. Fern Spins does not invent one.
How a session moves
All Lucky Clovers 5 does not become likelier because the page is short. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. A catalogue cannot close it for you.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Fern Spins does not open a balance.
Who it suits
The card has no volatility mark. Fern Spins leaves that gap empty instead of guessing a fit for All Lucky Clovers 5. The session, if you open it, is at Here2Win Casino.
Filed under
Categories Video Slots
Playing this pokie
Open the full name All Lucky Clovers 5 in the Here2Win Casino lobby. This page is only the All Lucky Clovers 5 card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. fernspins.co.nz does not host the reels.
Fern Spins found no feature tag on All Lucky Clovers 5. Nothing is invented to fill that gap.