Here2Win Casino · BGaming · New Zealand
All Lucky Clover for New Zealand, Fern Spins
Kiwi players can open the session page for All Lucky Clover pokie apart from this catalogue.
Fern Spins records All Lucky Clover for New Zealand: studio BGaming, high volatility, RTP 97.00%. The button hands the pokie to Here2Win Casino. Nothing on this page changes the reel maths, and POLi does not either.
More from BGaming
All Lucky Clover vs BGaming average & peer pokie comparison
Compared against direct studio and mechanic peers, All Lucky Clover (97.00%) benchmarks directly against Cat's Soup (98.06%, BGaming) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.co.nz).
| Title & spec anchor | Studio | Published RTP | Delta vs All Lucky Clover | Volatility | Grid |
|---|---|---|---|---|---|
| All Lucky Clover (this card) | BGaming | 97.00% | — | high | 5×3 / 5×4 HTML5 video grid |
| Cat's Soup 98.06% RTP medium pokie · Highest RTP in BGaming vs All Lucky Clover | BGaming | 98.06% | +1.06% | medium | 5×3 / 5×4 HTML5 video grid |
| Irish Charms 96.96% RTP low-to-medium pokie · Same theme (Irish) vs All Lucky Clover | Pragmatic Play | 96.96% | -0.04% | low-to-medium | 5×3 / 5×4 HTML5 video grid |
- Alongside All Lucky Clover (97.00%), review the Cat's Soup 98.06% BGaming pokie card available at Here2Win Casino.
- Alongside All Lucky Clover (97.00%), review the Irish Charms 96.96% Pragmatic Play pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 252 other BGaming pokies are grouped with All Lucky Clover, and they are played at Here2Win Casino.
Open the BGaming page and Big Atlantis Frenzy is one of the names there.
Published figures & technical specs
- Studio
- BGaming (252 in this catalogue)
- Published RTP
- 97.00%
- RTP band
- 96.5% and above
- Volatility
- high
- House edge
- 3.00%
- Vs studio avg RTP
- +0.52% vs 96.48% avg (#44/170)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- iTech Labs, BMM Testlabs
- Studio licences
- MGA, ONJN, HGC (Greece), AGCO, Curacao
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
A high printed pace is enough for the high volatility list.
All Lucky Clover RTP (97.00%), house edge & 500-spin session math
All Lucky Clover by BGaming returns a published 97.00% RTP (3.00% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 250x–350x bankroll buffer in NZ$ at Here2Win Casino (here2win.co.nz).
This BGaming release stands at +0.52 percentage points against the 96.48% studio average across 170 RTP-published titles (rank #44 of 170). The high-volatility pokie lands a winning combination roughly once every 8.7 spins (11.5% hit frequency). Its 97.00% return profile pairs best with a 250x–350x stake reserve over 250 to 500 spins. Players launch All Lucky Clover in NZ$ at Here2Win Casino (here2win.co.nz) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on All Lucky Clover (NZ$1/spin @ 97.00% RTP) | NZ$100 | NZ$97.00 | NZ$3.00 | ~12 (11.5%) |
| 250 spins on All Lucky Clover (NZ$1/spin @ 97.00% RTP) | NZ$250 | NZ$242.50 | NZ$7.50 | ~29 (11.5%) |
| 500 spins on All Lucky Clover (NZ$1/spin @ 97.00% RTP) | NZ$500 | NZ$485.00 | NZ$15.00 | ~58 (11.5%) |
Pros and cons
Pros
- BGaming is the studio on the card.
- The stake for Kiwi players is in NZ$.
- Fern Spins does not adjust 97.00%.
- The pace is marked high-volatility.
Cons
- The account is at Here2Win Casino.
- If Here2Win Casino has an offer, its terms are shown there.
- Hit rate is unpublished for All Lucky Clover.
- A short NZ$ session can land far from the published RTP.
Studio
If the only question was who built All Lucky Clover, the answer is BGaming. Fern Spins does not localise the studio name.
All Lucky Clover technical specs, BGaming RNG audit & myth-busting rules
All Lucky Clover is engineered by BGaming on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from iTech Labs, BMM Testlabs under MGA, ONJN, HGC (Greece), AGCO, Curacao regulatory frameworks.
BGaming (BGaming (SoftSwiss ecosystem)) is an iGaming studio founded in 2018 and headquartered in Valletta, Malta. Its random number generators (RNG) and math sheets are audited by iTech Labs, BMM Testlabs and certified across MGA, ONJN, HGC (Greece), AGCO, Curacao. Studio RTP policy: Single published RTP on most titles (commonly 96.00%–97.20%).
In the Fern Spins catalogue, BGaming accounts for 252 pokies, playable at Here2Win Casino (here2win.co.nz). Across the 170 titles with a published return, the studio averages 96.48% RTP (spanning 93.75% to 98.06%, with 95 pokies at 96.5% or above). Signature studio mechanics include Hold and Win, TrueWays, Merge Up, Provably Fair RNG verification.
What this pokie is
Fern Spins keeps the New Zealand entry plain. All Lucky Clover is from BGaming. You play it at Here2Win Casino. The stake shows in NZ$.
Set the figure before Here2Win Casino loads the reels. All Lucky Clover will not settle up because a feature feels late. A catalogue cannot tap you on the shoulder.
The answer at the top of the page is the same fact as the list underneath: All Lucky Clover, BGaming, New Zealand, Here2Win Casino. A snippet should not promise more than the card.
How to play All Lucky Clover at Here2Win Casino: 7-step session protocol
- Check the verified All Lucky Clover return (97.00%) and BGaming 5×3 / 5×4 HTML5 video grid layout on this Fern Spins specification card.
- Size your NZ$ session bankroll at 250x–350x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.co.nz) and locate All Lucky Clover using the BGaming studio filter or instant search bar.
- Launch All Lucky Clover and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Questions
Is All Lucky Clover on the New Zealand list?
Yes, All Lucky Clover is on this New Zealand list. The session is not hosted on fernspins.co.nz.
What RTP does All Lucky Clover publish?
Fern Spins repeats 97.00% and does not round it to look tidier.
What volatility is listed for All Lucky Clover?
high-volatility. A high-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title.
Who built this pokie?
The studio on the card is BGaming. Fern Spins does not swap in a different name.
Does this site take POLi?
Deposit at Here2Win Casino after the button. POLi can be offered there. Fern Spins only names it so the page is clearly the New Zealand catalogue.
Does All Lucky Clover work on mobile in New Zealand?
Fern Spins does not publish a separate app. Players in Wellington use the page, then the casino.
What currency is All Lucky Clover staked in?
You set the NZ$ stake after the handoff. fernspins.co.nz never holds it.
Can I play All Lucky Clover on this page?
No. The page does not run the reels. The button opens All Lucky Clover at Here2Win Casino. A practice mode, if the casino offers one, is there.
Where is the rating for this pokie?
There is no rating. A score would be an opinion Fern Spins refuses to invent. The useful lines are the studio, the RTP when it exists, and the volatility.
Can All Lucky Clover be due to pay?
Do not wait out a feature. The pokie is not running late.
Who is All Lucky Clover for?
Adults, 18+. Fern Spins is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on All Lucky Clover?
fernspins.co.nz takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many BGaming pokies are on this site?
252. They are grouped on the provider page. All Lucky Clover is a single title in that group, played at Here2Win Casino.
Does Wellington change the pokie?
No. The same All Lucky Clover card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for All Lucky Clover?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Fern Spins will not guess the numbers.
Is All Lucky Clover a pub pokie?
No. It is an online pokie from BGaming, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. All Lucky Clover will not tap you on the shoulder.
What are the pros and cons on the All Lucky Clover page?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Fern Spins is not the cashier.
Is the text under the title the preview?
Read it as a card, not as a tip for Wellington. The pokie does not know the city, and the page does not pretend it does.
Will a shorter name still open All Lucky Clover?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different BGaming title.
How many reels and paylines does All Lucky Clover have?
The card does not publish a maximum win, a reel count, or a payline count. Fern Spins does not guess them.
Are the bonus features of All Lucky Clover described here?
Nothing was tagged on All Lucky Clover. A bonus round, a buy price, and a jackpot figure stay unwritten.
How a session moves
All Lucky Clover does not become likelier because the page is short. That is the whole note.
The long sample behind an RTP, when one is printed, is not one evening. Close All Lucky Clover on time.
Same theme, different studio: Gaelic Gold comes from Nolimit City.
Stake and POLi
Fern Spins takes no NZ$. POLi, if you use it, is at Here2Win Casino.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. fernspins.co.nz never asks for them. The page cannot take an NZ$ deposit.
Who it suits
A high-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title from the same studio.
Filed under
Categories Video Slots
Themes Irish
Playing this pokie
Search the lobby for All Lucky Clover, the full title on this card. This page is only the All Lucky Clover card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Fern Spins leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. fernspins.co.nz does not host the reels.
Fern Spins found no feature tag on All Lucky Clover. Nothing is invented to fill that gap.